The author describes the general usury statutes found in the United States. After explaining the basic indices used to compute the rates, the author proposes that the trend must continue to favor floating interest rates.
Maxine Master Long,
Trends in Usury Legislation-Current Interest Overdue,
34 U. Miami L. Rev.
Available at: http://repository.law.miami.edu/umlr/vol34/iss2/6