The recent turmoil in the Florida property insurance market has pushed the Florida legislature to take affirmative action to restabilize the market. But as Florida continues to enact market-based insurance reforms, residents are left to suffer the consequences, especially where the reforms incentivize insurers to unreasonably deny coverage and leave residential policyholders without recourse. The purpose of this Article is to highlight those consequences, including the difficulty of litigating residential property coverage claims under Florida law.
Jae Lynn Huckaba,
Florida’s Market-Based Property Reforms and Revocation of One-Way Attorney Fees: Implications for Florida Policyholders,
77 U. MIA L. Rev.
Available at: https://repository.law.miami.edu/umlr/vol77/iss4/7